Posted by duijim in on December 5, 2014
No Proof Insurance in Atlanta GA
If you find yourself driving in the area of Atlanta, Georgia, you should know that while you are driving in this area, you must have the minimum auto insurance coverage on your vehicles. If you get into the situation where you are driving without that minimum auto insurance coverage for your vehicle, you should know, that there is an enormous chance that you will be charged for driving without proof of insurance. In Atlanta, Georgia, there are two different possibilities for charging the drivers who don’t have the insurance- two different laws. No matter which of these two possibilities occur, in other words, no matter which of these two laws the driver is been charged under, the best tip that we can give to you is that, if you find yourself in a situation like this, you find yourself a suitable lawyer, to pass over this situation.
You should know that, as a driver, there is a possibility that you will be charged under O.C.G.A 40-6-10. That means that no matter if the motor vehicle is in your possession, or you are driving somebody else’s motor vehicle if that specific vehicle doesn’t have the minimum insurance, you will be convicted. The driver convicted under O.C.G.A.40-6-10 will be charged with a misdemeanor. In this area, the misdemeanor convicts can get you different penalties. There is a chance for getting 12 months of jail time or a fine that can be from $200, up to $1000. In some cases, there is a chance that the driver gets both penalties, the jail and the fine. Another important thing that you should avoid is not telling the truth to the officer. If the officer asks you if you have the insurance on the vehicle that you are driving, and you say that there is, and in fact, you don’t have that insurance, not telling the truth will also be perceived as a misdemeanor.
While driving in Atlanta, Georgia, keep in your mind that you should always carry the proof of insurance with you. Because, if you indeed have the insurance for your vehicle, and the police officer caught you without the proof for having it, you can also be charged, in this case, with a fine of $25. The fine is not too big, but, try to avoid it and carry proof of insurance all the time.
If you, during the driving, damage somebody else’s vehicle, and that other person doesn’t have the insurance, there is a huge chance that your driver’s license will get suspended, if you are the one who caused the accident.
You should also know that insurance companies report lapses of insurance to the State of Georgia, and this situation can lead to the suspension of your Georgia driver’s license. In this situation, you will get a 30-day grace period, but, if you fail to reinstate your insurance during these 30 days, you will have to pay a $25 fee for the lapse in the coverage, and the additional fee of $60 for the reinstatement.